Archive for October, 2011

I defaulted on a payday loan…I closed the account it was coming out of and they tried to take the funds the?

Monday, October 31st, 2011

to take another payment and therefore was sent back to them. I have not recieved a call until today at my work. I was harrased me the guy on the phone telling me if I did not pay today then he was going to send a deputy to my work to have me arrested. It all sounded crazy to me & honestly scared me. I finally gave in & gave him my cc info to pay 00 when I get paid…which is all my money. I got off the phone & my co-workers said I could not get arrested and should stop payment on the payment arrangment I made. I could not find any of the information on line of where he was calling from nor the company knox ventures. Any help work be great to hear. Did I do the right thing?
Now that I have stopped the payment they are going to call me back & harrass me. I don’t know what to tell them.

I def learned my lesson

Does anyone know where I can get a personal loan even though I have no credit history?

Monday, October 31st, 2011

I am 18 and I ahve no credit and I don’t have cosigner. I do have a job. I need to get my car fixed and I don’t have the money. I need to borrow 00-1500. Anyone know of any good sites or places. I do not want a payday loan.

cash advance payday loan?

Monday, October 31st, 2011

but everywhere is 255 or lower? where can i get 1000, i make more then that in 1 check.

it is an emergency!!, need the money asap

CANT wait till next paycheck!!!!!!!!

OK seriously, people!!! don’t tell me how bad this is, or i shouldn’t get it, or to get on a budget, i know all that. This is an unexpected emergency!!! Answer the question only, dont talk me outta it, cause that dont help me.

Can a payday loan company names Route 66 garnish my wages.?

Monday, October 31st, 2011

I guess i forgot all about this pay-day-loan place. i took out what was probably a 0 or 0 loan in 2006 .Well they called my job of al lplaces yesterday saying that i owe them 00.00 but they can give me a dicount and i can only 00.00. Or they will garnish my wages…. The guy was like let me speak to your payroll… Can they garnish my wages do i need to be worried about this… And i think this people r in India cause i spoke to 2 different men and couldnt understand either one…. HELP!!!!!!!!!!!!!!!!!!!
Im in Cali… and if they are gonna just add it to my credit… thats already bad ….lol

Payday loan place is about to send my account to letigations is there anything that can be done to avoid….?

Monday, October 31st, 2011

To avoid paying moeny I know I owe? This loan was taken out in October of 2006 . The priciple balance was 00.00. I was making timely payments up until 4 or 5 months into the loan. I had a baby the 1st week of September. I found a job the second week of October. I took out the loan the 2nd week of October. I lost the job in January. The child had separation anxiety and would cry for hours even though she stayed with mother that we lived with while I worked. So I decided to stay home with her besides the fact that I had no choice. I was fired from the job. I stayed home until April. I found a new job and began working on paying the loan off. I stopped making payments b/c I was moving on my own. In October of 2007 the sent the account to collections and by January of 2008 they put the account on my credit as a chargeoff. I haven’t heard from them since January. Now they want the princple paid by Aug. 1 or I’ll be sued. I thought it stopped @ the chargeoff. What should I do?

need a loan within the next 48 hours help?

Monday, October 31st, 2011

i really need a loan within the next 48 hours for about 600-1000 i tried payday loans but they require a debit car and i dont have one please help how can i get this fast serious answers please

Is it possible to get a loan from the bank for a house rent deposit?

Monday, October 31st, 2011

We’re planning to move to a house for rent. The deposit is 00, and there is an application fee of for each person. We don’t really have a 00 at the moment and our current lease expires next month. I am just wondering is it possible to get a small loan from the bank for a 00 or 00 for the deposit? or do banks only give big loans like 00+?

i need a cash advance payday loan?

Monday, October 31st, 2011

but everywhere is 255 or lower? where can i get 1000, i make more then that in 1 check.
it is an emergency!!, need the money asap
CANT wait till next paycheck!!!!!!!!
OK seriously, people!!! don’t tell me how bad this is, or i shouldn’t get it, or to get on a budget, i know all that. This is an unexpected emergency!!! Answer the question only, dont talk me outta it, cause that dont help me.

any lawyers familier with the payday loan laws that just went in effect in July for Oregon?

Monday, October 31st, 2011

my question is i been paying off a payday loan from the cash store through a 3rd party collection agency for about 9 months at 100 dollars a month then I fine out that in early August my account was sent back to "The Cash store" I noticed it was the same time frame that alot of the companies in Oregon gave up there license to do business in Oregon cause of the new laws that went in effect in Oregon on July 1st. Now I cant get a hold of anyone from the company to ask whats going on. I owed 435 dollars lefted of about a 1000 dollar original balance. Do you think they just charged off the remaining balance?

OUTSTANDING PAYDAY LOAN?

Monday, October 31st, 2011

I live in California I owe a old online payday loan which was only about 0 now there saying they want like 0 from me they said there going to serve me courts papers for a court date because there going to sue me and I will have to pay over a 00. They said they would try at my house and if not my work. I tried to offer them tomorrow cuz that’s all I have that I can give them but they said no and good luck and that was about it. Can they really com serve me papers at work?

cash advance/payday loan that gives extended time to pay back?

Sunday, October 30th, 2011

I’m having surgery and I need to borrow 1000-1500 and I have no credit so pretty much my only option is to get a cash advance or payday loan (unless anyone has other suggestions) b/c the money is due in 4 days. I’ve been hearing bad things about them and being scams but I have no idea how else to get the money so quickly (don’t have anyone who can lend me it). And I can’t go to a normal payday loan site b/c I can’t pay it back in one paycheck, I’m 19 so I don’t make that much money. Anyone know any good suggestions or sites that allow a reasonable amount of time to pay it back? Thanks :)

Best way to pay off a payday loan?

Sunday, October 30th, 2011

My friend is struggling with paying off payday loans and I wanted to try to get some help for her. She took out 6 payday loans which is a total of ,000 including interest. Her payments are 00 every two weeks and she is about to default on the 14th if she doesn’t figure something out. She recently found a payday loan assistance program (https://www.paydayloandebtassistance.com/) that might help her to not have to pay so much out of her paycheck. I was just wondering if anyone knew of a good payday loan assistance program or any helpful advice besides the typical stay away from loan shark advice. What can you expect from these guys like the typical fees and such? Is it a good ideal to use such companies? Please help, she’s pretty nervous.

If you've a personal unsecured loan but default(don't pay it back)what can a bank do(aside from credit rating)?

Sunday, October 30th, 2011

I guess they can’t take anything you own in lieu as the loan is unsecured? I’m not doing this, repaying loan in full, it’s being "restructured" but just wondering in general what happens if someone say, nah, f it.
Take money from someones salary? But most likely the person, I stress not me (honestly), would have moved to another bank. So to get their hands on anything I guess the original bank would first have to get a court order and that takes time and costs (the bank)
I wonder what if the bank was responsible for what’s termed reckless lending, in that they didn’t initiate proper checks prior to issuing the loan? Of course it could laways be argued the applicant didn’t think as to whether they could afford repayments but perhaps they could have at the time but circumstances chaged, as they do and as can be often unforeseen. As I said this ain’t about me, the loan I have is being repayed with interest having been "restructured". But I think many even after a restructuring cannot pay their debts. Pity banks didn’t think of their duty of care to their shareholders before engaging in so much reckless lending.

I took out a payday loan a few months ago and thought i paid it off now they're charging me 5x what i borrowed?

Sunday, October 30th, 2011

I took out a payday loan a few months ago because I had an emergency. The loan was for 250 and taken outin 3 payments which I would have ended up paying about 60 dollars more than I borrowed. I set up auto payment from my bank account and thought that the loan was paid off, only to find out that the last payment was returned by the bank. I did not find this out until months later when I received a message from the loan company saying I now owed them over 1000 dollars because they had been charging me 75 dollars a week in late fees. Now they are willing to settle for 400 but I only owed them another 100 to begin with.
What I want to know is if I choose not to pay this debt, can they garnish my wages or is the worst that can happen is a bad report on my credit?

Money Mutual and Pay Day advance loan questions…?

Sunday, October 30th, 2011

I know they’re not the best option, but i’m in dire need of an emergency loan…has anyone ever tried the one that Montel Williams endorses, Money Mutual? And how much are the payments for a 00 payday advance loan?
I’m not having money problems, just need a large amount of money at one time and payday is a week away.



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