Archive for the ‘$1000 Loan’ Category

Question about loans how they work?

Friday, December 30th, 2011

I went and got a loan and I understood it one way, and my mother is arguing with me saying it works another way. No reason to argue so lets get it strait.

If I got a loan for 15000 and a 2.6% interest rate for 5 years. I have 15000 to spend on the car, so 13500 on the car the 1500 for fee’s is how i looked at it. Then over time well you are paying you pay the interest every month 6, so after 5 years you payed the 15000 for the car and the 1000 or so in interest witch would come out to 16000 some odd dollars.

My mom thinks, that you have 14000 to spend and the bank will add the interest into the loan right off the bat so 14000 to spend on car 1000 interest so your loan is 15000

Wednesday, December 28th, 2011

Student Loans in additon to tuition and paying back after graduation?

Monday, December 26th, 2011

Just curious as to where I could possibly get some money in advance of this upcoming semester for student loans for college. . . I know that there are 1000′s out there . . .but what I need is money to cover extra expenses. . .gas. . food . .books. . .etc. . .and not necessarily tuition. I have seen many out there with like a month payment after graduation . . .but they ALL seem to go through the school first. I understand they need to verify that I am a student. . .but are there any out there that can come to me?
Just wondering. . .
Thanks

Personal Loans, is it alright?

Sunday, December 25th, 2011

Me and my husband and little baby girl are moving into a rental house long term (2+ years) until we relocate for my husband to attend Georgia Tech. We really need some help getting the initial process of furnishing our home with its’ utilities and furnishings since this will be the largest move we have made and only 1 out of 3. We were considering a small personal loan of about 1000 dollars to give us a boost, but the issue is that we, being young, do not have as much credit as we might like. We have some, but it isn’t amazing (me at 629 and him probably a bit higher, like 650-670, not sure about him though.) His job does not compensate him largely, he makes 8.50 an hour and works full time. He is the only one with a credit card, which is secured. Due to our lack of credit history and personal finances, is it possible that we could qualify for a small personal loan? What are some suggested loan agencies to look at? What are some to beware of? Will being denied affect our credit score adversely? Any information that you can give us to help is greatly appreciated. Thanks.
My husband made a 28 on his act, graduated in the top of his class, and aspires to be an Aerospace engineer. While he has not been accepted yet, there is no doubt in my mind that he wouldn’t have a chance. If he doesn’t get accepted there, then something is wrong, lol. He’s in a community college with me right now (more affordable), but he never ceases to impress his professors and doesn’t make grades less than a high B EVER :) That’s just where he wants to go and I said it because it is our plan.

Where can I get a short term loan with bad credit?

Tuesday, December 20th, 2011

I need a loan for about 00 but need 2-3 months to pay it back. After I got divorced my credit rating took a nose dive and there isn’t a bank out there (or even a credit card company)out there that will give me a loan. Does anyone know of any places that I can trust, that will give me a loan?

i have bad credit, no bank account and need a loan for $1000.00 for 2 weeks?

Tuesday, December 20th, 2011

i am moving into a apartment and need a loan untill dec.30

can i claim 1000$ in taxes withheld from 2011 tax return for a past return i made an error on?

Friday, December 16th, 2011

i had about 1000$ with held from my 2011 return do to an error n my 2008 return. can i claim that on my 2012 return? I also had about 1000$ with held for a student loan from 2006. Can that be entered on my 2012 tax return? If so about how much would it save me on federal tax? Thanks for any help.

What happens to a $1000 deposit in an apartment lease?

Friday, December 16th, 2011

I’m 18, I’m a freshman in college, and things are getting rough at my house with my controlling parents. Right now I have about 00 in my bank account, but sometime in February or March I’ll receive 50 in student loans. I plan to use that money for living costs. About 0 of this money will be deducted for school, because the rest of my schooling is covered. The rent at the apartment I’m looking at is set at 9 a month, and I THINK it includes everything. I haven’t signed or talked to anyone yet. I am pretty sure though because that’s what the add said. I’m looking for a job, but my mom will probably take my car away, so I’ll to find something close to school. The apartment requires a 00 deposit. What is done with that money? Does that include first months rent or not?
Also, any opinions or suggestions on my current situation? Do you think it’s a bad idea for me to move out? My parents really are horrible to me. They tell me that I can only drive to school and home. It’s ridiculous. Thank you!

can i claim 1000$ student loan paid this year on taxes?

Friday, December 16th, 2011

I had 1000$ withheld from my tax return this year(2011) for a student loan from 2006. Can i claim this on my 2013 return? If so about how much would it save me.

How do bank loans for cars work?

Friday, December 16th, 2011

I applied for a 15,000 bank loan to buy a used car (undecided on new or used, if I decided new I will need to up that to 20,000). Anyway I talked to my bank on the phone (RBC) and got conditionally approved for a ,000 loan and now I have an appointment today to talk to a representative in person. The lady on the phone told me it would be to talk about the loan and to get a 00 credit card which I have been pre approved for. What do I need the credit card for? SUrely you don’t need to have a credit card to buy the car. How hard is it going to be to get the other ,000 I will probably need??

Also, when I am approved how does that work. The bank automatically puts the ,000 into my account which goes to the dealership each month? And then I pay the same ammount to the bank each month or what? How long do I have to pay back?

Can I get a auto loan if I have 700 on FICO score?

Sunday, December 11th, 2011

However, I only make a around 00/month because I quit my full time job to go to school. My husband makes around 00/month but he does not have good credit. Can we both apply together for the loan and get a decent rate?
I forgot to mention, we are planning to buy used 2011 car, with 000 loan, the rest we will pay cash. Is it better to go to credit union bank?

can I get a loan for a car with an income of 450/avg. a month?

Friday, December 9th, 2011

I need a car to get to school and work and was hoping financial aid could buy me a car but I will have no refund money. I just need a car, even if I can only get like 1000 loan, I can still get a running car. if anyone has any helping information, please tell. thank you

Can i get a secured loan using an ipad 2 as collateral?

Tuesday, December 6th, 2011

If I go to a local bank and apply for a 00 loan and put my brand new iPad 2 as collateral, would they accept that. I have no credit history and I gross 2,200 a month . So would they take that?

I feel like I'm being scammed, what do I do?

Tuesday, December 6th, 2011

I got a phone call from a person saying they were from a company called Central Judicial Systems based in Spokane, Washington telling me to call a phone number along with a case number. I called that number and was told I was going to be taken to court about a payday loan (which I applied for but never received) in Oct 2010 for 1000.00. After I told the person I had no record of this deposit she told me to wait for a subpoena in the mail and then hung up. When I called the number back, I was unable to get a person on the phone as the number would hang up automatically. This is very shady to me and I want to know what’s going on and what my options are. I remember applying for the loan but I never got it and I have proof in my bank statements. Also being hung up on was suspicious as well. Are these empty threats? What do I do?

Where can someone with bad credit get a small personal loan?

Friday, December 2nd, 2011

I am in need of 00 for a new washer/dryer & some other things around the house, but I have bad credit from a while ago due to a miscommunication from a lender. That issue has dropped off my credit report being from over 7 years ago, but my score is still pretty bad.

I don’t want a payday advance or one of those 90%+ places. I don’t want to go back into debt even more, but I would also like to use this loan as a way to improve my standing.

Thanks in advance!



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