Posts Tagged ‘bad idea’

What happens to a $1000 deposit in an apartment lease?

Friday, December 16th, 2011

I’m 18, I’m a freshman in college, and things are getting rough at my house with my controlling parents. Right now I have about 00 in my bank account, but sometime in February or March I’ll receive 50 in student loans. I plan to use that money for living costs. About 0 of this money will be deducted for school, because the rest of my schooling is covered. The rent at the apartment I’m looking at is set at 9 a month, and I THINK it includes everything. I haven’t signed or talked to anyone yet. I am pretty sure though because that’s what the add said. I’m looking for a job, but my mom will probably take my car away, so I’ll to find something close to school. The apartment requires a 00 deposit. What is done with that money? Does that include first months rent or not?
Also, any opinions or suggestions on my current situation? Do you think it’s a bad idea for me to move out? My parents really are horrible to me. They tell me that I can only drive to school and home. It’s ridiculous. Thank you!

Should I get an apartment with my student loans?

Sunday, November 20th, 2011

I am currently a Freshman in Undergrad College and am really looking to move out on my own. My boyfriend and I want to move in together, and average rent around here is 400-500 per month. Some places include utilities, but most don’t. Anyway, I only get 3,500 in aid (not loans) per semester to pay for school… that basically covers about 85% of my semester, and i need to take out Stafford loans for the rest of my expenses. Would it be a really bad idea to take out about 00 more this next semester in order to help me get out on my own? I’d only be paying half of my expenses, plus cell phone, gas, and insurance bills. I also have a part time job averaging about 0 per week. This one semester should be the only time I would take any extra money to help out. Am I doing something completely stupid, or is this something rational?

What happens when you don't pay full amount to collection agency?

Saturday, September 10th, 2011

I owe American Express 13,000. I stopped payments jan. 2007. In jan. I started Credit Solutions. Really bad idea. In March I stopped using Credit Solutions. But American Express already turned my account to a collections agency. The agency calls on a regualar basis and wants me to get a loan to pay it off. I have tried getting a loan but it’s hard to get an unsecured loan that high. I will be having a baby girl on May 11th and will go back to work late July. Once I go back to work I will make double payments on this account, like I was before Credit Solutions. But right now it’s impossible to make high payments. I have told the agent all this, but she says I have to make at least a ,000 payment. So if I send the agency an X amount each month until then can they take me to court? What can they do? I went to Credit Solutions to get lower interest rates, but that isn’t how it works. I don’t really care about my credit score, I just want to pay this.

what's the catch of personal loan?

Saturday, September 3rd, 2011

I need cash and I want to apply a unsecured personal loan. Is it a bad idea?

My husband and I are thinking about taking out a loan to pay off credit card debt and medical bills.?

Friday, August 26th, 2011

Our house is paid for and his parents think it is a bad idea to take out a loan for unsecured debt in trade for secured being the house. Though this would save us about 0 a month to be able to not have o put anything else on cards and just pay cash?? Good idea or bad and if so what type of loan should we get??

where can i get a payday loan in Atlanta ga?

Wednesday, August 17th, 2011

i know its a bad idea but its my last resort. I dont want to do it online. and i cant pawn my title.. any ideas?

How do I stop phone calls from payday advance loan companies?

Sunday, August 7th, 2011

My husband and I started checking into those payday advance loans and after filing out ONE application to see what we could get and how much it would cost we decided it was a bad idea. Now they continue to call us to "finish" the loan application. How do we make them stop calling?

I need a payday loan but I dont have a regular bank account.?

Saturday, August 6th, 2011

I know payday loans are a bad idea, you don’t have to tell me about that. I have a Wal-Mart money card and my paycheck is deposited directly to the card. I have a form with the direct deposit info but all of the normal payday loan companies have denied me. Help! I need a payday loan!

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