Posts Tagged ‘bank loan’

How do bank loans for cars work?

Friday, December 16th, 2011

I applied for a 15,000 bank loan to buy a used car (undecided on new or used, if I decided new I will need to up that to 20,000). Anyway I talked to my bank on the phone (RBC) and got conditionally approved for a ,000 loan and now I have an appointment today to talk to a representative in person. The lady on the phone told me it would be to talk about the loan and to get a 00 credit card which I have been pre approved for. What do I need the credit card for? SUrely you don’t need to have a credit card to buy the car. How hard is it going to be to get the other ,000 I will probably need??

Also, when I am approved how does that work. The bank automatically puts the ,000 into my account which goes to the dealership each month? And then I pay the same ammount to the bank each month or what? How long do I have to pay back?

What are the steps to get a bank loan to buy a vehicle?

Sunday, October 30th, 2011

Im looking to buy a new car and I dont have all of the money BUT im about 1000 short. So, Im thinking the best way to make up for that 1000 is get a bank loan to pay the rest off. So say the car is 4000 and I have 3000 dollars to put down, I basically would need a 1000 dollar loan. I dont really have any credit, maybe some from paying off a credit card (that is also through my bank), but I understand 1000 dollar loan isnt asking for much considering I would be able to pay it off within 6 months. So what are the steps and judging from my situation, do you think I would be able to get that type of loan?

How to get approved for personal bank loan?

Monday, September 26th, 2011

Any advice on how to get approved for a personal unsecured bank loan?

I would like to apply through Halifax for £7000 for home improvements. I’ve been banking (current account no credit cards) with them for just over a year, having been employed for a steady 8 months. I have a patchy work history but my credit score is fair-good. No ccj’s, not bankrupt etc but have one catalogue default 5 years ago.

What are my chances? Will they verify employment details? I work as a care assistant for special need kids, if I said I was a supervisor or other higher authority will that boost my chances or make it worse if they check?

Any advice appreciated (especially if you have applied successfully). Thank You.

how much capital do i take from a new partner who wants to join my business. i will give him 33% Share?

Wednesday, September 14th, 2011

Balance sheet is as: my capital A/c: 151808, unsecured loans:148197, Bank Loan:29228, Creditors:20851

Fixed assets: 165123, deposits: 2058, closing stock:90010, debtors:87858, cash in hand&bank:5035

How do i pay off my 6000 dollars in debt?

Wednesday, August 31st, 2011

I have 1000 on one credit card, 474.00 on a school loan, 1246.00 on computer, 962.00 on credit card, 581 on credit card, 391 on store card, 411 on store card, 500 on bank loan, 323 on credit card….which all totals to about 6000!! should i work two jobs, or be patient and pay what i can?

is it possible to take out a specific amount from a bank loan?

Sunday, August 21st, 2011

I’ve never taken out a bank loan before so I was wondering if it is possible to take out a specific amount out like 500 or 1000 and also could any one apply for a loan or are there certain requirements?

How do you record the following transactions?

Monday, August 15th, 2011

Company invested ,000 into the business in exchange for common stock. They also borrowed 0000 from a local bank
purchased equipment for 000 cash and purched inventoryof 000 on credit
Sold inventory costing 000 for 000 cash
Paid interest on the bank loan of 00 cash
Recorded 0 of depreciation expense related to its equipment
Paid a dividend of 00 cash

I can't get a loan from a bank and a payday loan won't due is there any other alternatives?

Tuesday, August 9th, 2011

I have very bad credit and I can’t obtain a bank loan and a payday loan won’t do. Does anyone know of any other way I can obtain a personal loan of 5,000.00 without doing a credit check…..I am employed and will be able to make monthly payments.

what kinda loan?? do i need under 1000?

Sunday, August 7th, 2011

Hey everyone how hard is it to get a personal loan????see im wanting to buy a car and i have a credit card dept…i have the money to pay off the credit card..or buy the car..mt question is would the bank loan be the money to pay off the cc..then i could buy the car without having a lein put on it???? what kinda loan do i need teh car is 1000

I don't want a payday loan a regular loan where should I go to?

Saturday, August 6th, 2011

Would a private loan company be better than a Bank loan? Where should I search for them? I don’t want a Payday Loan, a regular loan. I don’t have money to put down for a loan either, where should I go?

What is meant by an unsecured bank loan?

Wednesday, August 3rd, 2011

what is an unsecured bank loan?

Is there a way to get an unsecured loan of 5 Lakh for career start by being in India & not having guarantor?

Tuesday, August 2nd, 2011

I’m a graduate striving to seggregate capital for my online business venture. But, am not having the required resources that were required to get a bank loan(Public/Private). The amount required is exactly 5 Lakhs and I can repay the amount in 6 months. Sounds unbelievable but fact is that it is true to my honesty. I can understand that nobody would believe this, but, let me tell you that I strongly can do this. Just need a way to get the capital. That’s all it matters to me for now.

Can I pay off an EQUITY loan with an unsecured loan prior to filing bankruptcy?

Monday, August 1st, 2011

We got a home equity loan in June to consolidate credit card bills, another home equity line, and small construction loan. Things were fine until I was recently diagnosed with multiple sclerosis and declared disabled. I receive social security, which is currently one-half of my former salary, but only until my children graduate when it will drop to one-third. We now realize that we cannot pay for my graduate school loan (simple bank loan-not federal), the car loan, the equity loan, AND the home first mortgage. We can pay for a cheaper car and the first mortgage for the home, but not the equity loan too. Can I put SOME not all of the equity loan onto my unsecured loan to "pay it down" so that when we file bankruptcy we can afford to keep our home?

Can you guys please explain to me whats the difference between a secured and unsecured loan ?

Sunday, July 31st, 2011

Can you guys please explain to me whats the difference between a secured and unsecured loan and the implication this has on a start up company requiring a bank loan



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