Posts Tagged ‘credit rating’

Where can I get a short term loan with bad credit?

Tuesday, December 20th, 2011

I need a loan for about 00 but need 2-3 months to pay it back. After I got divorced my credit rating took a nose dive and there isn’t a bank out there (or even a credit card company)out there that will give me a loan. Does anyone know of any places that I can trust, that will give me a loan?

instant loan companies?

Wednesday, November 2nd, 2011

I’m in dire need of £1000 in the next few days. Anyone know of a good loan company that provide instant decisions and instant cash? I need to be able to pay it back over at least 24 months if not longer. I don’t think my credit rating is that good either, I’m not sure. Also, I’m not looking for anything like a payday loan. Any help will be greatly appreciated.

trying to decide if this loan company is legitimate? I need a second and third opinion, let me know?

Friday, September 9th, 2011

I do not have great credit and I am looking online for a personal loan, I have been emailed by tons of scammers asking me for up-front fees of 0 etc. to get the loan from them. I have tried everywhere and I have decided that I cannot obtain an UNSECURED personal loan. I applied on one website that looked legit, and I was called the next day by a company called century financial incorporated. Their website is www.century-financialinc.com. they have offered me a SECURE personal loan at a rate of 8.75 % from a 3rd party lender. Since I do not have the credit rating to get an UNSECURED personal loan (which means I recieve money with no collateral or co-signer). This company has outlined to me 3 different options to SECURE my personal loan. 1. co-signer. must have a cosigner with perfect credit. I said no thanks. 2. monetary collateral….which they have outlined the payments of 5/month which will be taken out of direct deposit, they have asked for a lump sum of my first 4 monthly payments, which turns out to be 0. Option 3. is Insurance coverage I would have to purchase from them 00, to secure the loan, after 5 consecutive months of on-time payments, the 00 would be refunded.

I am seriously considering option #2, sending them 0 they said I would send it securly through western union, and within 3-4 hours, the loan would be deposited into my account, or I could have a certified cheque delivered to my house via fedex. I just have worries that after I send them 0, nothing will happen. I have talked to this man adam wilcox on the phone, he sounds like a very nice, understanding, knowledgable financial advisor, I do trust him I expressed my concerns with him and he assures me that this whole process is legitimate. can somebody visit thier website for me, the website states an actual address under contact information which is always a good sign, let me know how the website looks to you, below is the first page of the loan contract they sent me. I am on the fence about this one, but I really need a loan, but I do not want to be scammed. please advise on your opinions, or if anybody has experience dealing with this company? or a loan process like this, does this sound like the general way things need to be done? please give your opinions…
thank you very much

FEBRUARY 2ND, 2010 REFERENCE NUMBER: LA239876
REP: ADAM WILCOX EXT#223.
DEAR: _____________
You can rest assure knowing you have made the right decision by choosing CENTURY FINANCIAL INC to act on your behalf, in finding an appropriate solution to your financial needs. CENTURY FINANCIAL INC has been committed to helping our clients achieve their financial goals since 1987. Our owner and Co founder, Ronald Taylor, vision is to win loyal clients through excellent customer service and as a result 100% customer satisfaction.
We respect your privacy and guarantee the information you have provided to us will remain confidential. We see this as our responsibility and the minimum standard for meeting and exceeding our client’s expectations.
At CENTURY FINANCIAL INC we realize carefully planned budgets may not always stretch as far as you may need them to. Borrowing is always an option that can be taken, yet for some; it may make life more complicated than easy. Here at CENTURY FINANCIAL INC we welcome all of your questions. We will work with you exploring all financial options available to you. Our company is committed to treating our clients with courtesy, professionalism and respect.
CENTURY FINANCIAL INC would like to take this time to congratulate you and inform you that we are in receipt of all the necessary documents necessary to process your loan application.
Here at, CENTURY FINANCIAL INC we abide by all laws governing documents handling for identification purposes. All documents supplied to us are used solely for the purpose of obtaining your loan. This information is confidential and cannot be released without the verbal and /or written consent of the client. We trust that all information provided on your application is accurate. Failure to provide correct information on your application could result in this contract determined null and void.
Thank you for accepting the terms and conditions negotiated on your behalf by CENTURY FINANCIAL INC who will be securing the loan on your behalf.
Based on the information you have provided, we have obtained a lender to process and approve your loan request of ,000.00CDN on a Secured Basis. Your representative, Adam Wilcox, has outlined the 2 options in which you may secure your loan (Refer to Page 5 & 6 for Security Options).
The Insurance Coverage protects the lender in the event you refuse to pay back the negotiated terms due to the fact that you the client have become unemployed

Personal Loan Online, I am trying to figure out if this company is legitimate? need some other opinions???!!?

Friday, September 9th, 2011

I do not have great credit and I am looking online for a personal loan, I have been emailed by tons of scammers asking me for up-front fees of 0 etc. to get the loan from them. I have tried everywhere and I have decided that I cannot obtain an UNSECURED personal loan. I applied on one website that looked legit, and I was called the next day by a company called century financial incorporated. Their website is www.century-financialinc.com. they have offered me a SECURE personal loan at a rate of 8.75 % from a 3rd party lender. Since I do not have the credit rating to get an UNSECURED personal loan (which means I recieve money with no collateral or co-signer). This company has outlined to me 3 different options to SECURE my personal loan. 1. co-signer. must have a cosigner with perfect credit. I said no thanks. 2. monetary collateral….which they have outlined the payments of 5/month which will be taken out of direct deposit, they have asked for a lump sum of my first 4 monthly payments, which turns out to be 0. Option 3. is Insurance coverage I would have to purchase from them 00, to secure the loan, after 5 consecutive months of on-time payments, the 00 would be refunded.

I am seriously considering option #2, sending them 0 they said I would send it securly through western union, and within 3-4 hours, the loan would be deposited into my account, or I could have a certified cheque delivered to my house via fedex. I just have worries that after I send them 0, nothing will happen. I have talked to this man adam wilcox on the phone, he sounds like a very nice, understanding, knowledgable financial advisor, I do trust him I expressed my concerns with him and he assures me that this whole process is legitimate. can somebody visit thier website for me, the website states an actual address under contact information which is always a good sign, let me know how the website looks to you, below is the first page of the loan contract they sent me. I am on the fence about this one, but I really need a loan, but I do not want to be scammed. please advise on your opinions, or if anybody has experience dealing with this company? or a loan process like this, does this sound like the general way things need to be done? please give your opinions…
thank you very much

FEBRUARY 2ND, 2010 REFERENCE NUMBER: LA239876
REP: ADAM WILCOX EXT#223.
DEAR: _____________
You can rest assure knowing you have made the right decision by choosing CENTURY FINANCIAL INC to act on your behalf, in finding an appropriate solution to your financial needs. CENTURY FINANCIAL INC has been committed to helping our clients achieve their financial goals since 1987. Our owner and Co founder, Ronald Taylor, vision is to win loyal clients through excellent customer service and as a result 100% customer satisfaction.
We respect your privacy and guarantee the information you have provided to us will remain confidential. We see this as our responsibility and the minimum standard for meeting and exceeding our client’s expectations.
At CENTURY FINANCIAL INC we realize carefully planned budgets may not always stretch as far as you may need them to. Borrowing is always an option that can be taken, yet for some; it may make life more complicated than easy. Here at CENTURY FINANCIAL INC we welcome all of your questions. We will work with you exploring all financial options available to you. Our company is committed to treating our clients with courtesy, professionalism and respect.
CENTURY FINANCIAL INC would like to take this time to congratulate you and inform you that we are in receipt of all the necessary documents necessary to process your loan application.
Here at, CENTURY FINANCIAL INC we abide by all laws governing documents handling for identification purposes. All documents supplied to us are used solely for the purpose of obtaining your loan. This information is confidential and cannot be released without the verbal and /or written consent of the client. We trust that all information provided on your application is accurate. Failure to provide correct information on your application could result in this contract determined null and void.
Thank you for accepting the terms and conditions negotiated on your behalf by CENTURY FINANCIAL INC who will be securing the loan on your behalf.
Based on the information you have provided, we have obtained a lender to process and approve your loan request of ,000.00CDN on a Secured Basis. Your representative, Adam Wilcox, has outlined the 2 options in which you may secure your loan (Refer to Page 5 & 6 for Security Options).
The Insurance Coverage protects the lender in the event you refuse to pay back the negotiated terms due to the fact that you the client have become unemployed,

Personal Loan Online, I am trying to figure out if this company is legitimate? need some other opinions???!!?

Friday, September 9th, 2011

I do not have great credit and I am looking online for a personal loan, I have been emailed by tons of scammers asking me for up-front fees of 0 etc. to get the loan from them. I have tried everywhere and I have decided that I cannot obtain an UNSECURED personal loan. I applied on one website that looked legit, and I was called the next day by a company called century financial incorporated. Their website is www.century-financialinc.com. they have offered me a SECURE personal loan at a rate of 8.75 % from a 3rd party lender. Since I do not have the credit rating to get an UNSECURED personal loan (which means I recieve money with no collateral or co-signer). This company has outlined to me 3 different options to SECURE my personal loan. 1. co-signer. must have a cosigner with perfect credit. I said no thanks. 2. monetary collateral….which they have outlined the payments of 5/month which will be taken out of direct deposit, they have asked for a lump sum of my first 4 monthly payments, which turns out to be 0. Option 3. is Insurance coverage I would have to purchase from them 00, to secure the loan, after 5 consecutive months of on-time payments, the 00 would be refunded.

I am seriously considering option #2, sending them 0 they said I would send it securly through western union, and within 3-4 hours, the loan would be deposited into my account, or I could have a certified cheque delivered to my house via fedex. I just have worries that after I send them 0, nothing will happen. I have talked to this man adam wilcox on the phone, he sounds like a very nice, understanding, knowledgable financial advisor, I do trust him I expressed my concerns with him and he assures me that this whole process is legitimate. can somebody visit thier website for me, the website states an actual address under contact information which is always a good sign, let me know how the website looks to you, below is the first page of the loan contract they sent me. I am on the fence about this one, but I really need a loan, but I do not want to be scammed. please advise on your opinions, or if anybody has experience dealing with this company? or a loan process like this, does this sound like the general way things need to be done? please give your opinions…
thank you very much

FEBRUARY 2ND, 2010 REFERENCE NUMBER: LA239876
REP: ADAM WILCOX EXT#223.
DEAR: _____________
You can rest assure knowing you have made the right decision by choosing CENTURY FINANCIAL INC to act on your behalf, in finding an appropriate solution to your financial needs. CENTURY FINANCIAL INC has been committed to helping our clients achieve their financial goals since 1987. Our owner and Co founder, Ronald Taylor, vision is to win loyal clients through excellent customer service and as a result 100% customer satisfaction.
We respect your privacy and guarantee the information you have provided to us will remain confidential. We see this as our responsibility and the minimum standard for meeting and exceeding our client’s expectations.
At CENTURY FINANCIAL INC we realize carefully planned budgets may not always stretch as far as you may need them to. Borrowing is always an option that can be taken, yet for some; it may make life more complicated than easy. Here at CENTURY FINANCIAL INC we welcome all of your questions. We will work with you exploring all financial options available to you. Our company is committed to treating our clients with courtesy, professionalism and respect.
CENTURY FINANCIAL INC would like to take this time to congratulate you and inform you that we are in receipt of all the necessary documents necessary to process your loan application.
Here at, CENTURY FINANCIAL INC we abide by all laws governing documents handling for identification purposes. All documents supplied to us are used solely for the purpose of obtaining your loan. This information is confidential and cannot be released without the verbal and /or written consent of the client. We trust that all information provided on your application is accurate. Failure to provide correct information on your application could result in this contract determined null and void.
Thank you for accepting the terms and conditions negotiated on your behalf by CENTURY FINANCIAL INC who will be securing the loan on your behalf.
Based on the information you have provided, we have obtained a lender to process and approve your loan request of ,000.00CDN on a Secured Basis. Your representative, Adam Wilcox, has outlined the 2 options in which you may secure your loan (Refer to Page 5 & 6 for Security Options).
The Insurance Coverage protects the lender in the event you refuse to pay back the negotiated terms due to the fact that you the client have become unemployed

Is it a good idea to get an unecured loan to pay off credit cards?

Monday, September 5th, 2011

So I’ve got some credit card debt – not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing something like this do to my credit rating? I want to buy a house sometime in the near future so I don’t want anything to lower my credit rating or have a negative impact on my debt to income ratio. Thank you.
Everyone’s telling me to close the accounts. But doesn’t having open accounts with less than 30% of available credit used boost your score? If I close the accounts that I have a negligible balance on, won’t it lower my credit rating? I haven’t maxed out any cards, I just want to pay off my debts in the most efficient way possible while keeping or even improving upon my very good credit rating. Thanks to you all for your input.

Where to get a unsecured loan?

Sunday, August 21st, 2011

I’m in a pickle, I have been in Business 25 years,
Threw those years I have failed to show a good amount of income
Now Business has struggled but coming back however, I find myself in a situation, of needing a 00.00 loan for two years and no banks will touch me due to lack of proof of income.
Yes, I could take it from my credit cards but I do not want to push them any higher, my credit rating is EXCELLENT, my house is 100% free of loans/mortgage, all my bills are up to date, any suggestions of where I can get a personal loan??
I didn’t think I could get an equity loan without proof of income?P

Paying back is no problem over the period of time.

where can I get a loan from when I have a poor credit rating?

Saturday, August 20th, 2011

I have a rubbish credit rating, I owe about £1000 in debts but no-one will give me a loan to pay them off. Any ideas where I can get a loan. Even welcome finance have refused me.

Using Loans to pay for an Apartment in College?

Thursday, August 18th, 2011

I am a full time student in college moving to New York City, to continue taking classes full time at a community college. I can get Chase Student Loan to cover the tuition at the community college, but what about my apartment, which can cost 00 a month? Community colleges do not offer on campus housing, so I cannot use my Chase Student Loan to pay for housing.

I am assuming I will need to take out a private loan.
-Which banks and private loans are great for us college kids?
-Can I take a loan without a cosigner (parents do not agree with me moving out), and which banks offer the lowest rates without a cosign?
I do have a good credit rating: 745.

-I have FASFA and TAP, the remaining balance is paid with my Chase Select Student Loan. I am 21 years old, good credit, and will be a senior this semester.
-I am working, and will be working part time, but I don’t have the time to make enough money to comfortably pay for an apartment.

Thanks!

how do i get a personal loan,unsecured,when my credit score is in the bottom 5% rangeof the nation.?

Wednesday, August 17th, 2011

good income ,145.00 per month, but poor credit, rated bottom 5% of the nations adverage by al three credit rating companies.

How can I get a personal loan with bad credit?

Tuesday, August 16th, 2011

I have tried to get a loan with my bank and found out my credit rating was 550. I really only need about 2500.00 to get all my bills consolidated into one payment a month. Does anyone on here have any suggestions for me?
P.S. This would be an unsecured loan.

I need a loan of £1000?

Wednesday, August 10th, 2011

im on benefits (D.L.A and income suppport) as im disabled any ideas other than provident or such? i dont have a passport or a driving license.My credit rating isnt brilliant but i do have a catalogue so it cant be too bad.
I have tried banks but i cant get a co-signer/guarantor as my friend cant do it she was let down by someone years ago so wont do this anymore

What's the best bank in QLD to get a unsecured loan with? Worried I'll get refused for a big loan. 50k?

Thursday, August 4th, 2011

I want a ,000 personal loan for many reasons but I don’t have any assets. I have a decent credit rating.
,000ish of it is for debt con.
Cua has the best percentage rate, that’s my bank but they won’t go over 20.
Commonwealth seems possible but I’m not sure.

Where can I get an unsecured guarantor loan?

Monday, August 1st, 2011

I’d like to know where I can get an unsecured guarantor loan. I’ve been through some tough times recently and I really want to build up my credit rating again and establish a good credit score. If I get a guarantor loan I can do this as I will be able to pay the loan off no problem as I have a new job.

Can anyone recommend a good unsecured guarantor loan in the UK?



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