Posts Tagged ‘local bank’

Can i get a secured loan using an ipad 2 as collateral?

Tuesday, December 6th, 2011

If I go to a local bank and apply for a 00 loan and put my brand new iPad 2 as collateral, would they accept that. I have no credit history and I gross 2,200 a month . So would they take that?

I am looking for a loan. Are overseas loan companies legitimate.?

Sunday, September 4th, 2011

I recently was asking about getting an unsecured loan to cover some pay day loan debt, but most of the answers were from e-mail addresses requesting that I send my info to them over the net. I know better than that but I was amazed at the number of people that wanted me to send this info. Surely these people can’t be legitimate. They all sounded like they were Indian or from theU.K. I still need a loan and can’t go to my local bank because my credit sucks but I don’t know what to do. Any suggestions? Are these people from overseas for real? Please help!!!

What are some good places for a personal loan?

Thursday, September 1st, 2011

I don’t have the greatest credit either. And I’m only looking to borrow 00 or 00 to pay bills and similar finances. Any good sites? I asked my local bank but i was turned down.

What are the risks with obtaining an unsecured loan.?

Sunday, August 21st, 2011

I would like to open a local small business in my area and I was just denied for a small business loan with my local bank because I don’t have much of any collateral. I searched and came up with this:

https://www.americanunsecured.com/article.php?id=118

Is this legit? Is it a scam? Is it just a data miner’s bull crap website? What risks do I take with getting one of those loans?

Bit of a second part to this question: I need the money for some small ADA renovations to the spot I need (about ,000, the ADA and my local codes are a pain), and I have no collateral that I can put up, what options do I have to finance this project of mine?

Thanks

Question about Personal Loans?

Friday, August 19th, 2011

I was just denied a ,000 dollar small business loan from a local bank. I needed it to buy audio equipment to start a small DJ service business. It was denied because of lack of equity or collateral, and because I’m about 00 in debt. (Note: I’ve been making monthly payments on all my debts.)

Would a personal loan be the better route? I don’t have a full-time job, I just DJ for a local sound company, and regularly at bars around town, puting me at about 0 a week income. (because I just lost my day job.)

The reason I want a loan to buy my own audio equipment, is because if I was using my own, I’d be making at least three times as much—putting me at about 0-00 a week, at least. It doesn’t even technically have to be made into a small business. I could just "work for myself."

SO—If I explain my plans and reasoning behind the personal loan request, and explain how I’m making payments on my debts…..How likely is it that I will be approved? What else should I do?

Question about Personal Loans?

Friday, August 19th, 2011

I was just denied a ,000 dollar small business loan from a local bank. I needed it to buy audio equipment to start a small DJ service business. It was denied because of lack of equity or collateral, and because I’m about 00 in debt. (Note: I’ve been making monthly payments on all my debts.)

Would a personal loan be the better route? I don’t have a full-time job, I just DJ for a local sound company, and regularly at bars around town, puting me at about 0 a week income. (because I just lost my day job.)

The reason I want a loan to buy my own audio equipment, is because if I was using my own, I’d be making at least three times as much—putting me at about 0-00 a week, at least. It doesn’t even technically have to be made into a small business. I could just "work for myself."

SO—If I explain my plans and reasoning behind the personal loan request, and explain how I’m making payments on my debts…..How likely is it that I will be approved? What else should I do?

How do you record the following transactions?

Monday, August 15th, 2011

Company invested ,000 into the business in exchange for common stock. They also borrowed 0000 from a local bank
purchased equipment for 000 cash and purched inventoryof 000 on credit
Sold inventory costing 000 for 000 cash
Paid interest on the bank loan of 00 cash
Recorded 0 of depreciation expense related to its equipment
Paid a dividend of 00 cash

I need a $500 unsecured personal loan, my local bank doesn’t offer it, where is a good place to try next? ?

Friday, August 12th, 2011

I was told at my local bank that they used to do unsecured personal loans a long time ago. So can someone tell me a bank that still does unsecured personal loans NATIONWIDE??

What are things banks look for when apply for a personal loan?

Sunday, August 7th, 2011

Hi..I’m 19 years old and I need a fast loan. My credit score is in the 700. Right now I don’t work and is currently staying home with parent enjoying the summer. In a couple of weeks I should have a job and should be getting around 0 to 00 a month. The loan amount that I’m interest is about 15K. I really just need about 12k but just in case. I have Bank of America as my local bank right now.

After telling me what banks look for when applying for a personal loan, can you also recommend suggestions to what banks I should look for to get this fast loan?
I need the money for college stuff like a laptop that cost K…etc… New clothes…apartment….travel…etc..

i applied for a $5,000 unsecured loan last week and got a call today?

Saturday, August 6th, 2011

from a local bank today saying i was approved they are getting the paperwork together and come by when i can.. Well now i don’t need the loan.. miracles do happen folks.. what do i tell the bank now that all they are waitin for is me to sign some papers.. obviously i tell them i don’t need it anymore but what else..?
thx folks

i applied for a $5,000 unsecured loan last week and got a call today?

Saturday, August 6th, 2011

from a local bank today saying i was approved they are getting the paperwork together and come by when i can.. Well now i don’t need the loan.. miracles do happen folks.. what do i tell the bank now that all they are waitin for is me to sign some papers.. obviously i tell them i don’t need it anymore but what else..?
thx folks



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